Applying for bad credit auto finance online, gives you the convenience of instantly locating a dealer in your local area that can provide financing based on your current financial situation Our online bad credit car loans application is fast and hassle free. Once submitted your application is instantly send to a dealer in your local area.

How is my privacy protected when I apply for automobile loans?

When applying for your loan you are transferred to our secure server. All the information you provide is encrypted using the latest 128 bit internet SSL technology.

How do bad credit car loans work?

Basically the same as any other car loan financing offered by a dealership except there is no need to go from dealer to dealer.

What are bad credit car loans?

A auto bad credit loan(also called a "special finance auto loan") is auto financing with a higher-than-normal interest rate offered to buyers with poor credit histories or past bankruptcies

What basic criteria are needed to apply ?

You must be at least 18 years old. Your credit score must be higher than "500" Your monthly income from one source of employment and "other income" should be a minimum of $1,500 . You need good residence and employment history showing of at least 1 years. at the same location.

Can I get an automobile loan if I've had past credit problems?

Absolutely, but you'll will face higher interest rates.

Can I qualify for financing if I've had a bankruptcy?

Yes, we have helped thousands of people with past bankruptcies obtain a auto loans

What kind of car can I buy ?

You can purchase a new car or quality used car from one of our associated dealers

Can I refinance my auto loan if I have bad credit?

Yes, just select Refinance existing auto loan as the loan type on the loan Application page

Will my credit score be affected by applying online?

Applying for any new credit (auto loan, credit card) will affect your credit score. However, credit agencies will count all similar "requests" made within a 14 day period as one request. So you won't be penalized for shopping around by applying with more than one lender.